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What is a mortgage? A mortgage is a loan you take out to buy a property. Mortgages are provided both by banks and building societies, and by specialist mortgage lenders.

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Best Mortgage Compare All. RBS; 2.75% 2 years fixed; 3.90% typical variable; 60% loan to value; Find out more

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A mortgage loan is a loan secured by real property through the use of a mortgage note. Get multiple mortgage quotes from trusted lenders for free.

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The first figure gives the total monthly payment for a straight repayment mortgage, including both interest and payment towards the capital loan amount.